Best Casino Payment Methods

Players looking to enjoy their favourite casino games at the top online casinos in New Zealand have a variety of banking options to choose from. In this casino payment methods guide, we’ll show you what banking options are available when playing at NZ casinos online, including which options offer the fastest payouts as well as the pros and cons of using each method so you can figure out which service is best for you.

Debit Cards & Credit Cards at Casinos

When it comes to simplicity and widespread acceptance, it's hard to beat the convenience of using debit cards and credit cards for your online casino transactions. These traditional payment methods are a familiar sight for many, and they offer a straightforward way to fund your online casino account and cash out your winnings.

Visa Card

Visa Card is a globally recognised payment solution that has become a staple in the online gambling industry. It's no surprise that most New Zealand online casinos readily accept Visa cards as a preferred payment method. With its wide acceptance and reputation for security, Visa Card allows you to instantly deposit funds into your casino account and withdraw your winnings. When it comes to making withdrawals, it could take one to three days for winnings to reach you. Nevertheless, Visa deposits at most online casinos are not just free, but eligible for bonuses.


Like Visa cards, Mastercard is another leading payment option accepted by numerous online casinos in New Zealand. By choosing Mastercard as your preferred payment method, you can enjoy the convenience of instant deposits and quick withdrawals. While all casino deposits with Mastercard are free, withdrawals can incur charges and take two to four days to be processed. You could also grab some bonuses when you use this method to deposit.

Pros and Cons of Payment with Debit & Credit Cards

Debit and credit cards offer several advantages when it comes to online casino payments, but there are also some downsides to using these payment methods.

✅ Widely accepted at online casinos ❌ Withdrawals take longer to process
✅ Allows for instant deposits ❌ Potential fees for withdrawals
✅ Secure online transactions-
✅ Reputable and supported by the Financial Conduct Authority-
✅ Mobile banking through Visa and Mastercard mobile apps -

E-Wallets and Prepaid Cards at Casinos

Popular e-wallets like PayPal, Skrill, and Neteller and prepaid cards have gained significant popularity as preferred casino banking options because of their flexibility, security, and ease of use.


Formerly known as Moneybookers, Skrill is a popular e-wallet that has gained widespread acceptance as a convenient payment method at online casinos. With Skrill, you can instantly and securely transfer funds to your casino account without revealing your banking details. Skrill also supports multiple currencies, which is particularly beneficial for us Kiwis who prefer to transact in our local currency. While casinos won’t charge you for deposits when using this method, Skrill withdrawals can take two days on average to be processed. Plus, you won’t be able to claim bonuses if you use this method to deposit at most casinos.


Neteller is another well-established e-wallet that has become a trusted payment method in the online gambling industry. This method allows for both instant deposits and quick withdrawals. Like Skrill, Neteller also supports multiple currencies, including New Zealand dollars. This means you can easily transact in your local currency without incurring charges for currency conversions. One key benefit of using Neteller at NZ casinos is that Neteller deposits are free, but you’ll have to pay fees for withdrawals. Another downside is that Neteller deposits are excluded from bonuses at many online casinos.


It’s no secret that PayPal is by far the most popular e-wallet and one of the most trusted payment options for online casino payments. One of the primary benefits of using PayPal is its simplicity and ease of use, as you can link it to your bank account or credit card to fund your casino account without entering your banking details on the casino site. Deposits using PayPal at online casinos are not just free but instant. Compared to other e-wallets, PayPal withdrawals take on average one to two days, but not casinos may support this banking option for withdrawals. On the bright side, PayPal deposits are usually eligible for bonuses at many online casinos.


Paysafecard is a prepaid card that allows you to make online purchases, including funding your online casino account, without the need for a bank account or credit card. It provides anonymity as it eliminates the need to share your sensitive financial information with a casino. While deposits with Paysafecard are instant, you won’t be able to withdraw any would-be winnings using this method. This means you’ll have to use another banking option when it’s time to cash out your winnings.


Another popular e-wallet is EcoPayz, a global payment solution that provides a secure and convenient way to make online transactions, including instant deposits and fast withdrawals at online casinos. One other key benefit of using EcoPayz is that you won’t incur any transaction fees when making deposits. When it comes to requesting your winnings, however, it can take up to three days on average for the funds to reach your account. EcoPayz deposits are eligible for bonuses at some online casinos.


Launched in 2002, MiFinity is a digital wallet that is now available in more than 170 countries, including New Zealand. One of the perks of using MiFinity for online casino payments is that it supports multiple currencies, including the NZ Dollar. You’re sure to land a bonus at most NZ casinos when you use this option for deposits. MiFinity deposits also appear in your casino account straight away, with withdrawals taking on average 24 hours. Sometimes, you might have to pay a fee, but this will depend on the casino you’re registered with. Most times, though, online casinos won’t charge a single dollar to withdraw using MiFinity.

Pros and Cons of Payment with e-Wallets and Prepaid Cards

Using e-wallets and prepaid cards as payment methods at online casinos offers several advantages to players. Like everything else in life, there are also some drawbacks.

✅ Instant casino deposits ❌ Registration can be long
✅ Secure transactions ❌ Potential fees for withdrawals
✅ A wide range of currencies supported, including NZD ❌ Withdrawals are not possible
✅ Easy to use as no passwords or authentication is required-
✅ No registration is required to use prepaid cards-
✅ Casino bonuses available, except with Skrill and Neteller-

Mobile Casino Payment

Mobile devices have become an integral part of our lives and Kiwis are no exception. With the rise of mobile gaming, it’s no surprise that mobile casino payment options have also become increasingly popular. These payment options allow you to fund your casino account and start playing your favourite casino games while on the go.


PayForIt is a mobile payment method specifically designed for users who want to make quick and easy payments from their mobile devices. It's a popular choice for New Zealand players due to its simplicity and seamless integration with mobile networks. PayForIt allows you to make instant deposits to your casino account and have the charges added to your mobile phone bill. This makes it a preferred payment option at mobile casino sites since you don’t have to share any sensitive personal information. PayForIt deposits are usually instant, and you can be sure that you’ll not be charged any fees for using it. When it comes to cashing out your possible winnings, you might have to use another method as withdrawals are not possible with PayForIt.

Pros and Cons of Mobile Payments

Mobile casino payments offer come with plenty of benefits that make them a preferred choice for players, but they do have their limitations.

✅ Casino deposits are instant ❌ Casino withdrawals are not possible
✅ It’s free and easy to use ❌ There’s a limited maximum deposit
✅ Safe and secure banking method-
✅ Deposit wherever you are via a mobile app-

Online Casino Deposits and Withdrawals with a Bank Account

Also known as wire transfers, bank transfers involve moving funds directly from your bank account to the casino’s bank account and vice versa. This method of payment is the oldest but remains one of the most secure. Unlike other payment methods, depositing money into your casino account takes a couple of working days. Plus, you’re likely to incur large processing fees, depending on your bank. When it comes to withdrawals, be sure to wait on average two to eight days for your funds to reach your bank account. Despite these downsides, bank transfers remain the best and safest option when you need to make large transactions.

Pros and Cons of Withdrawal & Deposit via Wire Transfers

While wire transfers offer certain advantages, they also have some considerations that you should keep in mind.

✅ Most online gambling sites accept wire transfers ❌ Long processing time for deposits and withdrawals
✅ Supports both deposits and withdrawals ❌ Potential high transaction fees
✅ High security in place for online transactions-
✅ It is easy to use-
✅ Offer high transaction limits-

Alternative Casino Payment Methods

While debit/credit cards, e-wallets, prepaid cards, and bank transfers are popular payment options at online casinos, there are also alternative methods available that cater to different players. Below, you’ll find one of the best alternative payment methods available at NZ casinos online.

Cryptocurrency Payments

Cryptocurrencies have gained significant traction in recent years, and many online casinos now accept digital currencies as a form of payment as they offer unique benefits such as instant deposits and withdrawals, enhanced security, and anonymity. Transactions using cryptocurrencies are also usually free at most crypto casinos. However, cryptocurrencies are known for their price volatility, meaning their value can fluctuate significantly over a short period which can affect your deposits and potential winnings. Below are some of the most popular cryptocurrencies you’ll come across at online casinos that accept crypto payments.


Bitcoin is the most well-known and widely accepted cryptocurrency in the world. It has gained significant popularity in the online casino industry due to its decentralised nature, anonymity, and security.


Ethereum is another popular cryptocurrency that has gained traction in the online casino industry. Known for its smart contract functionality and broader blockchain applications, Ethereum can facilitate transparent and automated transactions, ensuring fairness and security.


Dogecoin is a cryptocurrency that was initially created as a light-hearted and fun alternative to Bitcoin. Despite its origins as a meme coin, Dogecoin has gained popularity and acceptance as a viable payment method in various industries, including online casinos.

Binance Coin

Binance Coin is a cryptocurrency that was launched by the popular cryptocurrency exchange, Binance. Originally created as a utility token for use within the Binance ecosystem, it has gained broader acceptance and is now used for various purposes, including online casino payments.

Payment Methods via iOS and Android

With the rise of mobile gaming, payment methods specifically designed for iOS and Android devices have emerged. These methods allow you to make deposits using your mobile devices.

Apple Pay

Apple Pay is a mobile payment and digital wallet service developed by Apple Inc. It allows you to make payments using your Apple device, whether that’s an iPhone, iPad, or Apple Watch. This payment method is becoming increasingly popular at online casinos due to its ease of use and high level of security. By linking your debit or credit card to Apple Pay, you can make instant deposits at online casinos without entering your card details manually. While you won’t incur additional fees when using your Apple Pay wallet at online casinos, this method cannot be used for withdrawals. Another significant downside is that Apple Pay is only available to NZ players with iOS devices.

Google Pay

Android users can take advantage of Google Pay for their online casino payments. Launched in 2011, it’s one of the first mobile banking methods to come to the fore. With Google Pay, you can link your preferred payment method, such as a credit or debit card, to your Google account. Like Apple Pay, Google Pay prioritises security and privacy by using encryption to protect your payment information. Plus, the convenience of making payments with a simple tap on your Android device makes Google Pay a popular choice among NZ players. While all deposit payments are free and instant, Google Pay cannot be used for withdrawals.

Pros and Cons of Apple and Google Pay

Both Apple Pay and Google Pay offer convenient and secure mobile payment options for online casino transactions. However, these payment methods also have their limitations.

✅ Instant casino deposits ❌ Cannot be used for withdrawals
✅ Anonymous online transactions ❌ Compatible with specific mobile devices
✅ No fees for deposits ❌ Not all casinos support mobile payments
✅ Safe and secure transactions-
✅ It is easy to use-
✅ Eligible for casino bonuses-
✅ Supports mobile banking via mobile apps-

Fees and Limits at Online Casinos

When it comes to online casino transactions, it's important to be aware of the fees and limits associated with various payment methods. One of the most common categories of fees you’ll find at online casinos are deposit and withdrawal fees. While many online casinos do not charge any fees for deposits, some payment methods may have associated fees imposed by the payment service provider or your bank. In terms of withdrawals, online casinos may impose withdrawal fees on certain payment methods.

Online casinos also have transaction limits in place. For example, minimum and maximum deposit limits indicate the minimum and maximum amount of money you can deposit into your casino account. You’ll also come across minimum and maximum withdrawal limits that put a cap on how much you can withdraw.

We recommend you check out the casino’s terms and conditions (T&Cs) so you’re clear about these fees and limits before making a transaction.

Fastest Casino Payment Methods

When it comes to picking the fastest casino banking options methods, two things are involved: the speed of deposits and how fast your withdrawals are processed. The fastest banking options are those that allow for instant deposits and ensure that your potential winnings get to you instantly or at least within a few days.

All payment methods hit the mark when it comes to instant deposits except for bank transfers that take between two to eight days. In terms of withdrawals, cryptocurrency payments and e-wallets are among the fastest methods. Most crypto casino withdrawals are processed instantly while e-wallets have a turnaround time of one to two days. Other payment methods like bank cards, prepaid cards, and wire transfers take much longer.

Safest Casino Payment Methods

Back in the day, players were used to gambling at casinos with cash. Nowadays, they’re more adept at using digital payment services to fund their accounts and the rise in online casino payments also comes with a lot of security concerns. You’ll be glad to know that all online casino payment methods are secure, as they encrypt your data every time you provide your transaction details. Plus, before an online casino is granted a licence, all payment methods are tested and approved to be safe and secure for players.

Like everything else in life, not all payment methods are created equal, meaning some might offer more security than others. For example, crypto payments offer complete anonymity using blockchain technology and eliminate the need to share sensitive financial information with the casino. While bank transfers have long waiting times and substantial fees, the enhanced security measures implemented by banks are one of their key benefits. Other payment options like e-wallets, debit/credit cards, and prepaid cards do not require you to share your personal or financial information with the casino.

How to Deposit and Withdraw from Your Casino

Making deposits and withdrawals at an online casino is a straightforward process that allows you to manage your funds and enjoy your gaming experience. Whether you're looking to fund your casino account or withdraw your winnings, the following section will guide you through the process.

How to Make an Online Casino Deposit

While each casino has its unique features and services, the process of depositing funds into your casino account remains largely the same across all of New Zealand’s top casinos.

  1. Log into your casino account.
  2. Navigate to the “banking” or “cashier” section and select “Deposit”.
  3. Choose your preferred payment method and enter the amount you wish to deposit.
  4. Confirm the transaction and the funds should appear instantly or within a few hours, depending on your selected payment option.

How to Withdraw your Casino Winnings

If you succeed to hit some wins while playing at the casino, cashing out your winnings is equally an easy process.

  1. Visit the “cashier” or “banking” section of the casino and select “Withdraw”.
  2. Your payment method should default to the option you selected when depositing. If that’s the case, select your preferred payment method.
  3. Enter the amount you wish to withdraw and confirm the withdrawal.
  4. Depending on the method you choose, your funds should reach you instantly or in a few days.

Final Thoughts

For casino enthusiasts looking to enjoy their favorite games without breaking the bank, various platforms offer a range of options. A $5 deposit casino is perfect for those seeking to dip their toes into the gambling world without significant financial commitment. If you're looking to invest a bit more, a $10 deposit casino or $20 deposit casino might be more suitable, providing a broader selection of games and higher stakes. Along with these tailored options, many sites cater to different preferences by offering a variety of casino payment methods. From traditional choices like credit cards to more innovative solutions such as Paysafecard casinos and PayPal casinos, players can find a convenient way to manage their funds. Furthermore, some platforms entice new members with offers like no deposit free spins, allowing players to experience the thrill of gambling without any initial investment. The flexibility in deposit options and enticing bonuses makes online gaming accessible and exciting for everyone.

Frequently Asked Questions

What are the most popular casino payment methods?

There are many good casino payment methods you can use. All the banking options we recommend, from debit/credit cards and prepaid cards to e-wallets, mobile payments, cryptocurrencies, and bank transfers, are convenient and secure.

Do casinos charge fees for withdrawals?

Whether or not casinos charge fees for withdrawals can vary. Some online casinos may charge a small fee for certain withdrawal methods or impose limits on the number of free withdrawals within a specific period while others may not.

Is Bitcoin accepted at casino sites?

Yes, Bitcoin is accepted at many online casino sites in New Zealand. In fact, cryptocurrencies like Bitcoin have become increasingly popular in the online gambling industry, as they offer fast, secure, and anonymous transactions.

Can I use the same payment method for deposits and withdrawals?

In many cases, online casinos allow you to use the same payment method for both deposits and withdrawals. However, this may depend on the specific casino and the payment options they offer. Some casinos have restrictions and require you to use an alternative method for withdrawals if your deposit method is not available for cashing out.

How long does it take to withdraw from a casino?

The withdrawal processing time can vary depending on several factors, including the chosen withdrawal method and the casino in question. Generally, cryptocurrency withdrawals are often processed instantly at most NZ casinos while e-wallets can take from one to 3 days. Debit/credit cards, prepaid cards, and bank transfers tend to take longer.